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Bank Statement

Bank Statement

A bank statement is a document issued by a bank that summarizes the account activity for a specific period of time. It can be used to reconcile the account balance, detect fraudulent activity, track expenses, and manage finances.

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A fun fact about

Bank Statement

The first bank statements were not issued in the form that we are familiar with today. In fact, they used to be handwritten ledgers maintained by banks to record account activities.

Before the advent of computers and digital technology, banks had to maintain extensive records manually. Bank tellers and clerks would meticulously enter each transaction, including deposits, withdrawals, checks, and other account activities, into physical ledgers. These handwritten ledgers were used to keep track of account balances and were occasionally shared with customers to show their account history upon request.

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